How to Send/ Receive Money Using UPI Without Internet in India – Guide
To use the UPI, you must have a bank account at a member bank, i.e. H. Your bank must allow you to use the UPI feature. Some of the member banks are State Bank of India (SBI), HDFC Bank and ICICI Bank. Also, your mobile number must be registered in your bank account for verification. If you are one of those people who are overly reliant on UPI payments, then this news is important for you. We often come across situations where we want to make a UPI payment but fail due to slow internet speed or bad network. Fortunately, this issue can be easily resolved as UPI users can also make offline payments using their phones.
How to Send/receive money using UPI without Internet in India
How to use *99# in your mobile:
You first register on the BHIM app to create a UPI account and do one-time registration. After registering, you can use the BHIM app to access your account and do transactions.
Your correct phone number is linked to your bank account. To withdraw money, please enter your bank account number and the amount you want to withdraw.
To access the menu of options on your mobile phone, dial *99#. This will bring up a new menu with seven options such as “My Profile,” “Send Money,” “Receive Money,” “Pending Requests,” “Check Balance,” and “UPI PIN.” ..
- To send money using your bank account number, UPI ID and IFSC code or phone number, press the number 1 in the dial pad text field.
- Choose your preferred option from the drop-down menu: bank account number, UPI ID or IFSC code or phone number. ..
In order to send money to a beneficiary, you will need to enter the UPI ID of the beneficiary, whereas if you choose the phone number option, you will need to enter the mobile number of the person you are sending the money to. If you select the bank account option, you will need to enter the 11-digit IFSC code and the recipient’s bank account number.
To transfer money to someone else, you will need to enter their bank account number and the amount you want to transfer.
In the last step, enter your UPI PIN number. Select ‘submit’ to complete the transaction. Once the money is transferred, you will receive a confirmation on your phone along with a reference ID. You will then be prompted to save the recipient as a beneficiary for future transactions. Using the service will cost a scant fee of Rs 0.50.
Final note
If you’re looking to send or receive money using UPI without an internet connection in India, this guide can help. ..
